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Short-term health insurance can be an affordable solution for those looking for health coverage during transitional periods in their lives. Learn if a short-term health insurance plan is right for you and shop the best available short-term plans with SSTX Financial. We’ll help you find the plan that’s right for you.
Laid off? Job loss? Get covered while in between jobs and employee benefits.
Can’t get major medical coverage? A short-term insurance plan may help.
Attending college and need insurance? Short-term plans give you the coverage.
Short term health insurance is a type of insurance that provides coverage for a short period of time, usually between one and six months. This type of insurance is typically used by people who are between jobs or who are waiting for their regular health insurance to kick in. It can also be used by people who are not eligible for regular health insurance, such as those with pre-existing conditions. Short term health insurance plans typically have high deductibles and do not cover preventive care or pre-existing conditions.
For these situations and many others, Short term health insurance, also called temporary health insurance or term health insurance, might be right for you. It can fill that gap in coverage until you can choose a longer term solution.
While short term health insurance can be a good option for some people, it’s not the right choice for everyone. Here are some things to consider before purchasing a short term health insurance policy:
How long you need coverage:
If you only need coverage for a few weeks or months, short term health insurance may be a good option. However, if you need coverage for an extended period of time, it may be more cost-effective to purchase a traditional health insurance policy.
What kind of coverage you need:
Short term health insurance policies typically have more limited coverage than traditional health insurance policies. They may not cover pre-existing conditions or preventive care, and they often have lower benefit limits.
How much you can afford to pay:
Short term health insurance policies typically have higher premiums than traditional health insurance policies. They also may have higher deductibles, copayments, and coinsurance amounts.
Before purchasing a short term health insurance policy, be sure to compare the costs and coverage options of several different policies to find the one that best meets your needs and budget.
Call us and we will look at your eligibility immediately and get you going.
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