Affordable Care Plans

The Affordable Care Act

The Affordable Care Act (ACA) is a law that was passed in 2010 to help make health care more affordable and accessible for Americans. The ACA offers different types of plans that provide different levels of coverage, so you can choose the plan that best meets your needs.

Pre-Existing Conditions Covered

All Marketplace plans must cover treatment for pre-existing medical conditions. Once you’re enrolled, the plan can’t deny you coverage or raise your rates based only on your health.

Premium Tax Credits Available

The premium tax credit – also known as PTC – is a refundable credit that helps eligible individuals and families cover the premiums for their health insurance purchased through the Health Insurance Marketplace.

Find Plans That Include:

Preventative Services
Prescription Drug Coverage
Mental Health and Counseling
And Other Essential Benefits

The ACA aimed to provide affordable health insurance coverage for all Americans.

There are four main types of ACA plans:

Bronze
Silver
Gold
Platinum

The ACA was also designed to protect consumers from insurance company tactics that might drive up patient costs or restrict care.

Each plan covers a different percentage of the overall cost of health care services. For example, a Bronze plan may cover 60% of the cost while a Platinum plan may cover 90% of the cost.

The ACA also offers two other types of plans:

Catastrophic and Basic Health Plans

Catastrophic plans are only available to people under age 30 or those with certain hardships. Basic Health Plans are available to residents of certain states and provide a lower monthly premium than other ACA plans.

If you are looking for health insurance, the ACA offers a variety of options to choose from.

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