Vision Insurance

Keep an eye on your vision health.

Vision insurance is especially important for people with a family history of eye problems, as it can help cover the cost of early detection and treatment. And, since our eyesight tends to deteriorate as we age, vision insurance is a wise investment for anyone over the age of 40.

Eye Exams

Maintain your vision health and spot problems early.

Contact Lenses

Choose from a variety of brands and lens options.

Frames

Find frames that fit your style and budget.

Find affordable vision insurance plans to cover costs for routine eye exams, glasses, contacts and more.

There are many reasons to get vision insurance.

If you currently don’t have vision insurance, there are a few things to consider before signing up for a plan.

First, check to see if your health insurance policy offers any coverage for vision services. Some plans will cover a portion of the cost of an annual eye exam, while others may offer discounts on corrective lenses or contact lenses.

Next, research the different types of vision insurance plans available. There are two basic types: managed care plans and fee-for-service plans. Managed care plans, such as HMOs and PPOs, usually have a network of participating providers that you can see for covered services. Fee-for-service plans typically allow you to see any provider you choose, but you may have to pay more out-of-pocket for services that are not covered by your plan.

Eye care is essential. Don’t let vision care take a back seat in these difficult economic times.

Finally, compare the costs and benefits of several different vision insurance plans before choosing one. Be sure to consider both the monthly premium and the out-of-pocket costs for services. Also, check to see if there are any waiting periods or exclusions that could affect your coverage.

By taking the time to research your options and choose the right vision insurance plan for your needs, you can ensure that you’ll be prepared for whatever life throws your way.

If you have questions about vision insurance or would like help finding a plan that’s right for you, contact your state insurance department or a local independent insurance agent.

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