Hospital Indemnity

A hospital stay can interfere with your plans – but it doesn't have to disrupt your finances.

Hospital indemnity insurance is a type of insurance that can help cover the cost of a hospital stay. This type of insurance can help pay for things like your deductible, co-pays, and other out-of-pocket costs associated with a hospital stay. Hospital indemnity insurance is not health insurance, but it can be used to supplement your health insurance coverage.

Network Freedom

No networks – benefits are the same regardless of network or provider.

No Deductibles To Meet

You don’t face any deductibles to receive benefits.

Renewable Coverage

Coverage is renewable until age 65

Unexpected hospital visits lead to unexpected costs – and research shows that most people aren't prepared to handle such surprise expenses.

Hospital indemnity insurance can be an important type of coverage to have, especially if you or a family member has a medical condition that requires frequent or extended hospital stays. This type of insurance can help to cover the costs of your hospital stay, as well as any related medical expenses.

If you are considering purchasing hospital indemnity insurance, it is important to understand how this type of coverage works. Typically, hospital indemnity policies will pay a fixed benefit amount for each day that you are hospitalized. This benefit can be used to help cover the costs of your hospital stay, as well as any related medical expenses.

Hospital indemnity insurance is a supplemental insurance plan designed to pay for the costs of a hospital admission that may not be covered by other insurance. The plan covers employees who are admitted to a hospital or ICU for a covered sickness or injury. And it’s available for companies with as few as two employees.

When deciding whether or not hospital indemnity insurance is right for you, it is important to consider your specific needs and situation. If you have a medical condition that requires frequent or extended hospital stays, this type of coverage can help to offset the costs of your care. Additionally, if you are concerned about the potential costs of a hospital stay, hospital indemnity insurance can provide you with peace of mind.

Understand hospital indemnity insurance and if it's right for you.

If you are considering hospital indemnity insurance, there are a few things you should keep in mind. First, this type of insurance is not meant to replace your health insurance coverage. It is designed to supplement your health insurance and help cover some of the costs associated with a hospital stay.

Second, hospital indemnity insurance policies vary widely in terms of coverage and cost. Be sure to compare different policies before choosing one. And be sure to read the fine print carefully so you know what is and is not covered by your policy.

Finally, remember that hospital indemnity insurance is not an emergency fund. If you have a major medical event, you will still need to pay for your own care out of pocket. But if you have a smaller medical event, or if you just want to have some extra protection in case of a hospital stay, hospital indemnity insurance can be a good option.

By taking the time to do your research and understand your coverage, you can be sure that you are getting the best possible protection for yourself and your family.